Chartis' Executive Liability Division offers a Lawyers Professional Liability Program expressly for firms of 1 to 100 attorneys.  This admitted program couples broad legal liability insurance with special coverage features law firms need now -- from reputation-protecting crisis management insurance to coverage for pro bono work.  The program is provided exclusively through AFPD.

Coverage Highlights

• Broad coverage for claims alleging negligent acts, errors or omissions in legal services rendered, including claims alleging personal injury
• Policy Deductible does not erode the limit of liability
• Pro bono coverage is not excluded
• A far-reaching definition of insured, including the firm's current and past attorneys, etc.
• Insured versus insured coverage where an attorney-client relationship exists
• Defense costs coverage ($25,000) for disciplinary hearings
• Crisis management insurance, providing up to $50,000 toward the fees of a public relations firm to help mitigate the damage certain "crisis events" can cause to an attorney and a law firm's reputation while helping to prevent claims and mitigate damages
• Loss of earnings coverage (up to $250 per half day/$5,000 for the policy period)
• Coverage for fiduciary liability claims arising from legal services
• Flexible Bilateral Extended Reporting period (ERP) options
• Up to $10 million in limits
• Definition of the term Damages includes punitive damages (to the extent permitted by law)
• Worldwide Coverage is provided (where permissible by law)
• Severability applies to certain exclusions

A toll-free loss control hotline is also available to all Insureds at no additional cost.

AFPD has over 20 years of professional liability program management and claims handling experience including over a decade of experience underwriting Lawyers Professional Liability insurance programs and managing these specialized claims. In addition to its experienced underwriting staff, all AFPD claims examiners are attorneys. AFPD is a member of the National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO) and the Professional Liability Underwriting Society (PLUS).

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions.  With a 90 year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.

Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.  For additional information, please visit our webstite at http://www.chartisinsurance.com/

All products are written by insurance company subsidiaries or affiliates of Chartis Inc.  Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties.  Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

Insurance cover is provided by [Chartis Europe S.A.] [Chartis Europe (Netherlands) N.V.].  Any product or insurance description in this document is for information purposes only and should not be relied upon to justify coverage in any situation.  The product may vary from country to country and may not always be available in each European country.  Scope and terms are subject to the terms & conditions of the policy which ara available on request.  Nothing in this document constitutes legal advice. Please consult your legal adviser if you wish to receive advice on any of the matters herein.